Research - Page 5 of 10 - Fideres

Can Algorithms Discriminate?

In the US, black/latinx borrowers consistently experience higher interest (between 7 and 11 basis points) on their mortgages, even accounting

Why U.K. Mobile Contracts May Be Costing You More

Key Findings Fideres has conducted a preliminary investigation into UK mobile network operators. This follows the four largest UK mobile network

Pre-Arranged Bids On Prepaid Cards

Fideres estimates that 78% of local authorities currently use prepaid cards to make direct payments to approximately 100,000 consumers. We

Marching Backwards

In this report, Fideres surveys the recent trend of setbacks to class action litigation and collective redress. These setbacks include

ETFs: Behind the Low Fees, High Complexity Lurks

Exchange-Traded Funds (ETFs) are a fast-growing market, controlling $5.4tn in Assets Under Management and growing at an annual rate of

CLO Markets Face Headwinds As Storm Clouds Gather

We expect defaults of leveraged loans in the region of USD 100bn over 2020 and 2021. These will likely lead

Title Insurance: Are Premiums Too High?

Fideres’s preliminary investigation into the US title insurance industry finds that title insurance premium levels are excessive - they overcompensate

What’s Your Data Worth? Inside the Consumer Data Market

This article discusses a novel approach to damages estimation in litigation involving personal data breaches or misuse. We propose a

Bond Underwriting in the U.S.: Conflicts in Plain Sight

Fideres’s research on bond market manipulation has been published by the American Bar Association. 80% of issued bonds are underwritten

January 16, 2020